By using our Services, you confirm that:
✓ You are at least 18 years of age, or are of legal age in your jurisdiction to enter into binding contracts.
✓ You have read and understood these Terms in full.
✓ You agree to comply with these Terms and all applicable laws and regulations.
✓ You acknowledge that the information provided by The OPM Nurse LLC is educational only and not personalized financial, legal, tax, insurance, real estate, or investment advice.
✓ Digital books and eBooks (including Earn Like a Nurse)
✓ Online community access (Skool platform-based)
✓ Educational programs and trainings ✓ Live and recorded events
✓ Free educational resources, lead magnets, and downloads
✓ Future products as developed and announced All products and services are described on the Website. Pricing, availability, and features are subject to change without notice.
All content provided through our Services — including but not limited to books, eBooks, written content, videos, audio recordings, graphics, logos, templates, frameworks, methodologies, trademarks, and proprietary information — is the exclusive property of Genius Wealth Mastery, LLC and Nurse Proscovia, protected by United States and international copyright, trademark, and intellectual property laws.
The following are registered or unregistered trademarks of Genius Wealth Mastery, LLC
Financial Oxygen™, The Paycheck Trap™, The Connect Path™,
The Leverage Path™, The Compound Path™, Connect → Leverage → Compound™, Income Architect™, The Tri-Code™, The Double-Leverage Effect™, The 90-Day Income Reset™, The 4 Walls of The Paycheck Trap™, Financial Oxygen Blueprint™, REO Income Strategy™, Profit Preservation™, Pampered Wealth Path™, Funding Sister Rose™, Generational Financial Oxygen™, NurseThrive™ Academy, NurseThrive™ Pampered Retreat, The OPM Nurse, and Association of Women Nurses™ (AWN).
You are granted a limited, non-exclusive, non-transferable license to access and use our products and content for your personal, non-commercial use only.
YOU MAY NOT:
✗ Copy, reproduce, distribute, republish, modify, or sell any content from our Services without our prior written permission.
✗ Use any of our trademarks, branding, or proprietary frameworks in your own business, content, or commercial materials without written permission.
✗ Share login credentials or downloadable content with others.
✗ Use our content to create competing products, courses, or educational materials.
✗ Reverse-engineer, decompile, or extract source content from our proprietary materials. Violations of intellectual property may result in immediate account termination and legal action.
All purchases are processed securely through third-party payment processors (such as Stripe, PayPal, or similar). By making a purchase, you agree to:
✓ Provide accurate billing and payment information.
✓ Be responsible for any taxes applicable to your jurisdiction.
✓ Pay the full price displayed at the time of purchase.
✓ Comply with the terms of our refund policy (see Section 5).
For subscription-based services (such as the Earn Like a Nurse community at $9.99/month or $110/year), subscriptions automatically renew at the end of each billing cycle unless canceled by the member through their account settings.
Due to the digital, downloadable, and proprietary nature of our products, ALL SALES ARE FINAL. We do not offer refunds, returns, exchanges, or partial credits on:
✗ Digital books and eBooks (including Earn Like a Nurse)
✗ Downloadable resources, templates, wallet cards, and bonuses
✗ Community memberships (initial purchases and subscription renewals)
✗ Programs, courses, masterclasses, and training products
✗ Live event tickets, retreat deposits, and conference registrations (unless explicitly stated otherwise at the time of purchase)
You acknowledge and agree that:
✓ The information contained in our products represents proprietary, trademarked educational content that cannot be "returned" once accessed.
✓ Once you have downloaded, accessed, viewed, or otherwise consumed any portion of our digital content, no refund will be issued under any circumstances.
✓ Buyer's remorse, change of mind, time constraints, financial hardship, or failure to apply the strategies taught are NOT grounds for a refund.
✓ You are responsible for reading product descriptions and understanding what you are purchasing BEFORE you complete checkout.
✓ Our no-refund policy is clearly disclosed before checkout, on the product pages, and within the checkout flow.
LIMITED EXCEPTIONS: The following situations may qualify for a refund or replacement, at our sole discretion:
✓ Technical delivery failure (the product was paid for but never delivered to you due to a documented technical error on our end)
✓ Duplicate accidental charges (verified through transaction records)
✓ Fraudulent unauthorized purchases (verified through your payment provider)
In any of these situations, contact us at [[email protected]] within 7 days of the original transaction with supporting documentation. Our team will review and respond within 5-10 business days.
CHARGEBACKS:
We do not tolerate chargeback fraud. Filing a chargeback after receiving and consuming our digital products will result in permanent account termination, denial of future services, and potential legal action for breach of contract.
For the Earn Like a Nurse community subscription:
✓ Your first 90 days are FREE (included with your book purchase).
✓ At Day 91, you will be charged $9.99/month or $110/year based on your selected plan.
✓ You may cancel your subscription at any time by accessing your account settings in the Skool community platform.
✓ Cancellation prevents future charges but does NOT refund the current billing period.
✓ Upon cancellation, you will be downgraded to the Free Archive Tier, retaining lifetime access to your previously downloaded resources, but losing access to monthly live expert calls, real-time community engagement, and Q&A board participation.
✓ You may rejoin at any time at the same monthly or annual rate.
When using our Services, you agree NOT to:
✗ Violate any applicable laws or regulations
✗ Harass, threaten, abuse, or harm other community members
✗ Share, sell, or distribute proprietary content
✗ Impersonate other persons or entities
✗ Use our Services for unauthorized commercial purposes
✗ Upload viruses, malware, or any harmful code
✗ Attempt to gain unauthorized access to our systems or other members' accounts
✗ Promote unauthorized affiliate programs, MLM schemes, or competing financial education products
Violations may result in immediate account termination without refund.
All content provided by The OPM Nurse LLC is for educational and informational purposes only. We make no guarantees about:
✗ Specific income, financial, or wealth outcomes
✗ Earnings, investment returns, or commission amounts
✗ Affiliate program performance ✗ Tax savings or business deduction outcomes
✗ Insurance or investment product performance
Your results will depend on factors beyond our control, including your effort, network, market conditions, regulatory environment, and individual circumstances.
TO THE FULLEST EXTENT PERMITTED BY LAW, The OPM Nurse LLC, its founder, employees, contractors, and affiliates shall NOT be liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from:
✗ Your use of our products or services
✗ Decisions you make based on our content
✗ Investments, trades, business activities, or financial decisions you undertake
✗ Loss of income, opportunity, savings, or any other financial loss
✗ Damages resulting from third-party affiliate programs, mentors, or service providers we may reference
Your sole and exclusive remedy is to discontinue use of our Services.
Our content, community, and resources may reference third-party products, services, mentorship programs, affiliate opportunities, and partner businesses. We do not own, operate, or guarantee any third-party offerings.
✓ You are solely responsible for conducting your own due diligence before engaging with any third-party referenced in our content.
✓ Some of our referrals may compensate us through affiliate, referral, or partnership arrangements. These arrangements do not influence our editorial recommendations.
✓ You acknowledge that you participate in any third-party program at your own risk.
Our collection, use, and protection of your personal information is governed by our Privacy Policy, available at [NurseThriveAcademy.com/privacy-policy]. By using our Services, you agree to our Privacy Policy.
We reserve the right to modify these Terms at any time. Material changes will be communicated via email to registered members and posted prominently on our Website. Continued use of our Services after changes constitutes your acceptance of the modified Terms.
These Terms are governed by the laws of the State of [STATE — to be inserted based on where your LLC is registered], United States of America, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of our Services shall be resolved through:
1. Good-faith negotiation between you and The OPM Nurse LLC
2. If unresolved, binding arbitration conducted in [CITY, STATE], United States of America, under the rules of the American Arbitration Association
3. Each party shall bear its own legal costs unless otherwise determined by the arbitrator
You agree to waive any right to a jury trial or class-action participation against The OPM Nurse LLC.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
For questions regarding these Terms, please contact:
📧Genius Wealth Mastery, LLC
📧Email: [[email protected]]
By using our Services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions in full.
Last Updated: July 3rd, 2026
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